Own your closing day.

We shop hundreds of lenders, find the best rate, and prepare you to own the room.

No credit check, and no name or phone number needed to see your number.

Hundreds of lenders competing for your loan. One winner… you.

Don't confuse the rate a bank gives you with your best rate. We put lenders in a bidding war to gain your business. Let us show you how much we can help you save.

Buy a Home Conventional · FHA · Jumbo

Refinance Lower rate · Shorter term

Cash-Out Use your home's equity

VA Loans For those who served

First-Time Buyer Low down payment programs

Investors DSCR · Rentals · Fix & flip

Commercial Multifamily · Mixed-use · Business

Reverse Mortgage Age 62+ · No monthly payment

See what I qualify for

Rated 5 stars by people who hated getting a mortgage.

Real people, real mortgages, zero tears, zero frustration.

“He makes you feel like he’s been your friend for years within minutes of meeting him.”

Rebecca T. · Utah

Clear answers. Zero confusion.

Talk to a real person when you want, or enter numbers on a site to get real answers when you want. We will help demystify the process and the numbers, helping you succeed.

About a minuteto see your numberCheck my rate

One personstart to finish, who actually picks upCall today

There’s No Comparison

Why choose between the best rate, clear answers, and a person who actually picks up? With Strata you get all three.

Strata Lending Group compared with banks and retail lenders
Strata Lending Group	vs	Banks & Retail Lenders
	Licensed mortgage professionals
	Shops hundreds of lenders for your loan
	Lenders compete for your rate
	See your rate without a credit check
	One person from start to finish
	Will tell you if your current quote is better

Bring us your quote

States We Serve

Currently lending in the states below—and growing fast. Don't see your state yet? Let us know where you're looking.

Texas Coming soon

Florida Coming soon

California Coming soon

Idaho Now lending (ClearPath Idaho) Utah Now lending (ClearPath Utah)

Let us know where you're looking

Resources and Tools

Calculators, guides and today's rates. Run the numbers yourself, any time, no sign-up needed.

Explore the tools

Equal Housing Opportunity

Every borrower gets the same options, the same explanations and the same straight answers.

Licensed and Verified

Look us up before you call. Every licence and state is public at NMLS Consumer Access. Strata Lending Group, NMLS #2510508.

Verify on NMLS