Texas loans
- Texas closing cost calculator: what you'll bring to the tableEstimate your cash to close in Texas. Title premiums come off the state's own rate chart, there's no transfer tax, and you set the rest.
- DSCR loans in Texas: what lenders ask for, and what Texas changesDSCR loan Texas requirements in plain English: the rent ratio, down payment, credit score, and the Texas tax rule that changes the math on a rental.
- Family Opportunity Mortgage in Texas: a home for someone you loveBuying a home for an aging parent or a disabled adult child in Texas? Fannie Mae lets you finance it as your primary residence, with owner-occupied terms.
Texas guides
- Texas cash-out refinance rules: your home vs. a rental propertyTexas cash-out refinance rules for your home vs a rental: why your homestead follows the 80% and 12-day rules, and an investment property doesn't.7 min read
- Who pays closing costs in Texas? What's yours and what's notWho pays closing costs in Texas: no transfer tax, title premiums set by the state, the standard contract's split, and what a cash buyer skips.7 min read
- FHA loans in Texas: the requirements and your county's 2026 limitFHA loan requirements in Texas in plain words: down payment, credit score tiers, mortgage insurance, the appraisal, and the 2026 limit for every county.8 min read
- First time home buyer in Texas: the programmes and what they requireFirst time home buyer in Texas? Here's what My First Texas Home, Homes for Texas Heroes and the MCC really require, plus 2026 limits for big counties.8 min read
- Texas home equity loan rules: what you can do, and why it's differentTexas home equity loan rules in plain English: the 80% limit, the 12-day wait, the 2% fee cap, how HELOCs work here, and what changed in 2018.8 min read
- Texas jumbo loans: the 2026 limit and what changes above itThe 2026 jumbo loan limit in Texas is $832,750 in every county. Here's when a loan becomes jumbo, what changes above the limit, and ways to stay under it.6 min read
- Are property taxes included in your mortgage in Texas?Are property taxes in your Texas mortgage? How escrow works, when taxes are due, the homestead exemption, and why your payment changes after it.8 min read
- Texas Vet loan vs VA loan: why the answer is often bothTexas Vet loan vs VA loan: they aren't rivals. The Texas Vet loan is made alongside a VA, FHA or conventional loan. Here's who qualifies for each.7 min read
- USDA loans in Texas: who's eligible, the income limits and the mapUSDA loans in Texas: no down payment, household income limits by county, and a map that still counts many suburbs and small towns as eligible.6 min read