Florida loans
- DSCR loans in Florida: the down payment, and what else it takesHow much down a Florida DSCR loan takes, what else lenders ask for, and the Florida taxes, insurance and condo rules that change your numbers.
- Florida Family Opportunity Mortgage: keep the people you love closeA family opportunity mortgage in Florida lets you buy a home for a parent or disabled adult child and finance it as your own primary residence.
Florida guides
- Who pays closing costs in Florida? A line-by-line guideWho pays closing costs in Florida: the buyer's lines, the seller's lines, why the state sets title insurance prices, and what changes when you pay cash.7 min read
- Buying a Florida condo: your down payment and the building's paperworkThe Florida condo down payment requirement by loan type, what a lender's condo review checks, and how milestone inspections and reserve studies affect it.8 min read
- Florida doc stamps on a mortgage: what they are and who paysFlorida doc stamps on a mortgage, explained: what each tax costs, who usually pays, why cash buyers skip two, and when a refinance pays again.8 min read
- FHA loans in Florida: your county's limit, the rules and the condo catch2026 FHA loan limits for Florida counties, read from HUD, plus FHA loan requirements in plain words and the condo approval catch most buyers miss.6 min read
- Florida Assist: the first-time buyer help that isn't a grantThe Florida Assist second mortgage program explained: a 0% deferred loan, not a grant. Plus the PLUS second, the MCC and 2026 county income limits.7 min read
- Florida Hometown Heroes: who qualifies, and how much help it givesFlorida Hometown Heroes qualifications: who's eligible, how much down payment help it gives, and the 2026 income and loan limits by county.8 min read
- Florida jumbo loans: the 2026 limit and what changes above itFlorida's 2026 jumbo loan limit is $832,750 in every county but Monroe ($990,150). What changes above it, and the options worth asking about.6 min read
- USDA loans in Florida: the map, the income limits and who qualifiesUSDA loans in Florida: zero down for eligible buyers, county income limits, and a map that still includes towns near Tampa, Orlando and Jacksonville.8 min read